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How do you know when you are spending too much money?
I read that you should never spend more for rent than you make in a week. Is that statement about rent in regards to what you make before or after taxes? Also does that mean just rent or does that include things like internet and cable TV?
My question has to do with how to go about finding a better way to manage my money. I have a job that pays minimum wages, so I only have money to cover my expenses: bills, rent, car…the basics. I have a checking account and also a savings account. I don’t know what to do…I feel I am just working to pay my debts, which are not big, and with my job it is hard to save as I should. I really don’t spend on things I don’t need…only the necessities. My question is: how can I manage my money better?
What is the best way to develop a personal budget?
What percentage of income should go for rent?
How much of my budget should I allocate for savings?
I spend too much money when I go to any store and my dad is starting to yell at me. Please help.