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I have a desire to invest some money into a CD. In checking around, I found a bank that has the best current rates. Would you recommend that I use this bank? How do I know if it is a stable, safe, and secure place to put my money?

You are smart to be cautious before investing your money. One good way to judge a bank’s safety is to find out if money you deposit will be FDIC insured. The FDIC (Federal Deposit Insurance Corporation) was created by congress to supervise financial institutions and insure deposits up to $100,000. To check on a financial institution, visit the FDIC’s web site at www.fdic.gov. Select “Consumers” under the “Quick Links by User” section. Under “Deposit Insurance” you will find the question “Is my bank insured?” By clicking here and entering the information about a bank you can find out if your money would be insured. Good luck!

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