Getting What I Want for LessBanking on my OwnThe Ins and Outs of CreditFinding the Job for Me

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What are the benefits of saving money in a bank?

There are many benefits to using a bank or credit union for a savings account. Here are four of those benefits:
  • Earn Interest--Money in a savings account earns interest. So just keeping your money in a savings account means you’re making money.
  • Safety—If you put money into a savings account you don’t have to worry about your money being lost or stolen. Be sure to select a bank or credit union that is federally insured—this way if the bank or credit union goes out of business, you can still get your money.
  • Record-keeping –It’s easy to keep track of how much money you have. You will receive statements showing how much money you deposited and withdrew. Plus most banks and credit unions give you free access to your accounts on-line.
  • Withdraw money easily—It’s easy to get to your money with an ATM card or by making a withdrawal or transfer in person, over the phone, or on-line.

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