Getting What I Want for LessBanking on my OwnThe Ins and Outs of CreditFinding the Job for Me

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If I am saving 10% of my income, should I be putting in 10% of my check after tax deductions or before?

That’s great that you want to Pay Yourself First. The choice of how much to save is up to you. If you want to save the most money, plan to save 10% before taxes. However, if you can’t afford that, then certainly save 10% after taxes. Knowing what you want to save for—college, a car, living on your own, etc.—will make it easier for you to save for that goal. Figure out what you are saving towards and how much money you need to save to reach your goal. Then estimate how much you need to save from each pay check to build the savings you need.

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